What benefits are available to me after an accident?
In Michigan, personal protection insurance benefits, commonly referred to as PIP benefits, are usually available when injuries or death occurs as a result of a motor vehicle accident. These benefits exist to cover expenses, such as wage loss, medical expenses and funeral expenses. If you have questions about Michigan no-fault insurance benefits and PIP coverage, contact our firm.
At Barberi Law, our attorneys have extensive experience guiding clients through even the most challenging cases. Clients look to us for our experience, our attention to detail and our ability to answer a variety of questions, including:
- Is there a statute of limitations for PIP benefits?
- What do I do if my insurance company denies my benefits?
- Is there any documentation to submit, or do my benefits begin automatically?
These and many more questions are answered in the free booklet provided by our law firm. No matter your situation, we encourage you to contact our office. We will mail you our booklet, free of charge, and if you desire, you can schedule a consultation at our office to meet with one of our experienced personal injury attorneys.
Frequently asked questions
Injured individuals can feel confused or frustrated by the legal process following an accident. They have questions, such as: What are my rights? What are my benefits? It is crucial that you are aware of your options or you can make critical mistakes.
- Which insurance company should I contact?
Under Michigan law, insurance companies are responsible for the payment of PIP benefits. You should first contact your own auto insurer. Failing that, contact the auto insurer of the closest living relative who lives in the same home that you do. If you do not have either of those two options, contact our firm for advice.
- How long do my benefits last?
Michigan law requires that the responsible insurance company pays 85 percent of your monthly wage loss or a statutory maximum, whichever is lower. This amount is payable only for the first 36 months after the accident, so it is crucial that you act quickly.